- Eyewear Insurance and Benefits Plans, a Summary
- Eyeglasses.com Eyewear Benefit Plan
- VSP vision insurance plan
- EyeMed vision insurance plan
- Davis Vision plan
- Block vision insurance plan
- Cole vision insurance plan
- ECPA vision insurance plan
- Flex spending
Eyeglasses.com is accepted by all major eyewear insurance plans including Block Vision Insurance as an out-of-network provider. The eyewear benefits you receive after buying eye glasses online at Eyeglasses.com are determined by the out-of-network benefits package offered by your insurance plan.
Before you make a decision of where to buy the best prescription glasses for your needs and budget, we urge you to compare your “out-of-network” provider benefit options to your “in-network” provider benefit options. We have outlined below a summary of the standard Block Vision benefits packages available (your plan may be different, check with your plan administrator).
Block Out-of-Network Benefits
Block Vision Insurance plans offer in-network and out-of-network benefits. Out-of-network benefits means that you can buy glasses, reading glasses or sunglasses from any eyewear store (like eyeglasses.com), and submit the receipt to Block for reimbursement. Eyeglasses.com does not accept eyewear insurance for payment; you must submit your receipt to your insurance company for reimbursement.
An example of the standard Block out-of-network benefits you would receive if you purchased your glasses at eyeglasses.com.*
|Lenses||$25 for single vision
$40 for bifocal or progressives
$45 for trifocal
|Eyeglass frames||$45, $55, or $70, depending on your plan|
|* Your reimbursement may be different. For the exact details of the out of network benefits available under your plan, you must contact your plan administrator.|
Block In-Network Benefits
In-network benefits means that you must buy glasses from Blocks list of independent doctors that also dispense eyewear. Your in-network eyewear options will be limited to the frames and lenses and pricing offered by that store. These stores increase the listed price of their eyewear so that they can discount it when they accept your Block Vision Insurance plan. At eyeglasses.com you have a vast choice of eyeglass frames, lenses, and lens options at prices that have not been inflated so that we can accept insurance plans.
To use your in-network benefits, you often must make a co-payment of anywhere from $0 to $20 for frames and lenses. You get an eyeglass frame allowance of $75, $100, or $125if the frame costs more than that, you get a 20% discount on the difference. Lenses are free only if they are regular plastic (single vision, bifocals, and trifocals). If you want a different lens (polycarbonate, high index, or progressive, for example), you get an allowance equal to the retailers charge for standard lenses.
Block Vision Insurance does not cover any lens options, so you should compare prices before you decide where to buy. For example, if you want scratch coating, anti-reflective treatment, and edge polishing on your lenses, eyeglasses.com would charge you $36. We never charge for scratch coating or edge polishing, which we include free on all the lenses we make. Other retailers could charge as much as $110 for these options (scratch coating $15, anti-reflective $75, edge polishing $20. Prices vary, this is an example only), as well as other fees.
Block Vision Insurance, sample plan*
|Eyeglasses.com You pay:||Out-of-Network||In-Network You pay:|
|Select any eyeglass frame||65% of average retail price||You get allowance up to $45, $55, or $70||$0 for frames priced up to $75, $100, or $125. And 80% of amounts over the allowance.|
|Co-Payment||You pay $0-$20||$0-$20|
|You get allowance
|Frequency||Unlimited||Once a year, or once every two years|
|* There are many variations of plan benefits, and this table is meant as a guide only. You must contact your plan administrator to determine the exact details of your plan.|
Block Vision Insurance plans have other restrictions, and your plan may vary from the standard scenario we have outlined above. For example, you are only allowed one pair of eyeglasses each year or each two years, depending on your plan, regardless of whether you break or lose your glasses. Eyeglasses frames with non-prescription lenses are excluded. And you can only use your insurance at participating providers.
There are many different types of prescription glasses that are out there. For example, most eyeglasses frames are unisex, meaning they work both for men and women. We have created some categories for mens eyeglasses, womens eyeglasses, and kids eyeglasses to make it a little easier for you.
If you have a high prescription, you may be looking for small eyeglasses so that the lens is not too thick at the edges. If you are a large person and have trouble finding eyeglasses big enough to fit you, check out our selection of big eyeglasses.
The retro eyeglasses look is all the rage now, and coming back strong. We have the largest selection of round eyeglasses on the internet, and we also have a beautiful collection of vintage eyeglasses and retro eyeglasses.