EyeMed Vision Insurance

Eyeglasses.com is accepted by all major eyewear insurance plans including EyeMed Vision Insurance plans as an out-of-network provider. The eyewear benefits you receive after buying eyeglasses online at eyeglasses.com are determined by the out-of-network benefits package offered by your insurance plan.

Before you make a decision of where to buy the best prescription glasses for your needs and budget, we urge you to compare your out-of-network provider benefit options to your in-network provider benefit options. We have outlined below a summary of the standard benefits packages available through EyeMed Vision Insurance Plans, but your plan may be different, so check with your plan administrator. EyeMed and ECPA (Eye Care Plan of America) have recently acquired Cole Manage Vision, and they are all being managed as one insurance company now.

EyeMed Vision Insurance Out-of-Network Benefits

EyeMed offers out-of-network, in-network and discount vision insurance benefits. Out-of-network benefits means that you can buy glasses, reading glasses or sunglasses from any eyewear store (like eyeglasses.com), and submit the receipt to EyeMed for reimbursement. Eyeglasses.com does not accept eyewear insurance for payment; you must submit your receipt to EyeMed for reimbursement.

An example of the standard EyeMed Vision Insurance out-of-network benefits you would receive if you purchased your glasses at eyeglasses.com.*
Lenses $25-$55 for single vision
$40-$80 for bifocal
$55-$100 for trifocal
Eyeglass frames Up to $45.
* Your reimbursement may be different. For the exact details of the out of network benefits available under your plan, you must contact your plan administrator.

In-network and discount plans require you to buy eyeglasses at a retail store that accepts the EyeMed Vision Insurance Plan you have. Currently this includes Lenscrafters, Pearle Vision, Target Optical and Sears Optical as well as selected other retailers. In-network plans can only be used once a year or once every two years, but discount plans can be used an unlimited number of times. However, as you will see below, even using these benefits eyeglasses could cost more under the EyeMed discount plans than at eyeglasses.com.

EyeMed Vision Insurance: Examples of Standard Plans*

  Eyeglasses.com--You pay: Out of Network EyeMed Access Plan D Discount Plan--You pay: In-Network--You pay:
Select any eyeglass frame 65% of average retail price You get allowance up to $45 65% of retail price $0 for frames priced up to $100, and 80% of amount over $100
Co-Payment   You pay $10-$20   $10-$20
Plastic lenses
Single vision
Bifocal
Trifocal

$38
$75
$89
You get allowance
$25-$55
$40-$80
$55-$100

$35-$50
$55-70
$90-105

$0
$0
$0
Lens Options
Scratch coating
UV coating
Tint
Polycarbonate
A/R coating
Progressive lenses
Other add-ons

Free
$10
$10
$74
$36
$99

$0
$0
$0
$0
$0
$0
$0

$12-15
$12-15
$12-15
$70-$90
$45
$100-$135
80% of retail price

$15
$15
$15
$50
$45
$75
80% of retail price
Frequency Unlimited Once a year, or once every two years Unlimited Once a year, or once every two years
* There are many variations of plan benefits, and this table is meant as a guide only. You must contact you plan administrator to determine the exact details of your plan.

EyeMed Access Plan D Discount Plan

EyeMeds Access Plan D Discount plan gives you discounts on eyeglass frames and fixed prices on lenses and lens options. You can use the plan as many times during the year as you like. However, eyeglasses.com offers lower prices on most of the products and services compared to the EyeMed plan. See the table above for a comparison.

EyeMed In-Network Benefits

In-network benefits means that you must buy glasses from Eyemeds list of optical retailers. Your in-network eyewear options will be limited to the frames and lenses and pricing offered by that store. These stores increase the listed price of their eyewear so that they can discount it when they accept your EyeMed Vision Insurance plan. At eyeglasses.com you have a vast choice of eyeglass frames, lenses, and lens options at prices that have not been inflated so that we can accept insurance plans.

If you stay in your network, you may have a co-payment of anywhere from $10 to $20 for frames and lenses. You get an eyeglass frame allowance of $100if the frame costs more than that, you get a 20% discount on the difference. Lenses are free only if they are regular plastic (single vision, bifocals, and trifocals). If you want a polycarbonate lens the cost is $50, and $75 for regular plastic progressive lens.

EyeMed Vision Insurance has fixed rates for lens options, but the fees are higher than the fees for the same options at eyeglasses.com. For example, if you want scratch coating, anti-reflective treatment, and edge polishing on your lenses, eyeglasses.com would charge you $36. We never charge for scratch coating or edge polishing, which we include free on all the lenses we make. Using the EyeMed in-network plan, you would pay $80 for these options (scratch coating $15, anti-reflective $45, edge polishing $20. Prices vary, this is an example only), as well as other fees.

EyeMed Vision Insurance plans have other restrictions, and your plan may vary from the standard scenario we have outlined above. For example, you are only allowed one pair of eyeglasses each year or each two years, depending on your plan, regardless of whether you break or lose your glasses. Eyeglasses frames with non-prescription lenses are excluded. And you can only use your insurance at participating providers.