Most Spectera Vision care plans also include an "out-of-network" benefit, which could range from $0 to over $100. The best way to use your Spectera Vision Insurance is to buy eyeglasses online at Eyeglasses.com, and then submit our receipt to Spectera for an out-of-network reimbursement.
Because most optical stores accept vision insurance for payment, they have increased all the prices of their prescription glasses and lenses. We skip this price inflation and offer lower prices to begin with. By using your out-of-network benefits and buying at Eyeglasses.com, you get the most out of your Spectera benefit plan.
Step 1: Call Spectera Vision insurance company at this number 1-800-638-3120, or register online here.
Step 2: Give them your plan number, and your verifying information.
Step 3: Ask them to describe your the Out-of-Network benefit for your plan. Ask for the information necessary to submit the out-of-network claim.
Step 4: Get a price for your glasses from Eyeglasses.com, subtract from that your Spectera out-of-network benefit, and get your total price for glasses. Compare that to the total price offered by your local optical store to determine the best value for you.