Vision insurance benefits consists of two parts: The exam benefit and the eyewear benefit. Eyeglasses.com is accepted by all major vision insurance plans as an out-of-network eyewear provider. The best way to use your insurance is to buy eyeglasses online at Eyeglasses.com, and then submit our receipt to your vision insurance plan for an out-of-network reimbursement (Check the pricing example below). Because most optical stores accept vision insurance for payment, they have increased all the prices of their prescription glasses and lenses. We skip this price inflation and offer lower prices to begin with. By using your out-of-network benefits and buying at Eyeglasses.com, you get the most out of your vision insurance plan.
The Best Plan: NewVision Benefits Plan
We strongly recommend the NewVision Benefits Plan. This plan is available free to any organization with 500 members or more. The plan offers a 50% discount from typical retail prices, applies to all employees, families, and retirees, and is free. There are no copays, and the benefits are unlimited compared to other plans which only offer one benefit per year. Truly, the best plan on the market today! For more information, follow this link to read more about the NewVision Benefits Plan.
How to Use Your Out-of-Network Benefits:
Step 1: Call your insurance company.
Step 2: Give them your plan number, and your verifying information.
Step 3: Ask them to describe your the Out-of-Network benefit for your plan. Ask for the information necessary to submit the out-of-network claim.
Step 4: Get a price for your glasses from Eyeglasses.com, subtract from that your out-of-network benefit, and get your total price for glasses. Compare that to the total price offered by your local optical store to determine the best value for you.
Pricing Example - Eyeglasses.com:
Frame Cost + $120
SV Polycarbonate Lens Cost + $59
Your Out-of-Network Benefit - $100
Your Total Cost = $69
Pricing Example - Typical Optical Store:
Frame Cost + $195
Frame Allowance - $120
SV Polycarbonate Lens Cost + $89
Lens Allowance - $49
Copay + $25
Your Total Cost = $140
The store "sticker" price is $284 and you pay $140, so it looks like you are saving $144, over 50%. However, you are STILL paying too much!